Uber & Lyft Accidents in Ohio
Ohio's rideshare industry has exploded, but so have crashes involving Uber and Lyft drivers. Whether you were a passenger, another driver, or a pedestrian, rideshare accident claims are unusually complex because of the layered insurance coverage that depends on the app's status at the time of the crash.
What you should know
Uber and Lyft both carry $1 million liability policies that activate when the driver is on a trip with a passenger. Coverage drops dramatically if the app is off or the driver hasn't accepted a ride yet. Knowing which policy applies — and how to make a claim under it — requires experience. Many rideshare drivers also lack proper personal commercial coverage, complicating things further.
What typically causes them
- Driver distraction from the rideshare app
- Fatigue from long shifts
- Speeding to maximize earnings
- Unfamiliarity with routes
- Aggressive driving in heavy traffic
Injuries we see
- Whiplash
- Concussion and TBI
- Broken bones
- Back and spinal injuries
- Soft tissue injuries
- Emotional trauma
Steps to take after a uber & lyft accidents
- 1
Take a screenshot of your Uber/Lyft trip details
- 2
Save the driver's information from the app
- 3
Photograph the crash scene
- 4
Get medical attention
- 5
Report the crash to Uber/Lyft via the app
- 6
Do NOT accept the rideshare's first settlement offer
- 7
Speak with a rideshare accident attorney
Determining which insurance policy applies depends on whether the driver was offline, online waiting, or actively on a trip. This is a frequent battleground. Your own insurance UM/UIM coverage may also come into play.
Recovery includes medical bills, lost wages, pain and suffering, and ongoing care needs. Settlements vary widely depending on coverage tier triggered.
2 years from the date of the accident in Ohio.
Don't let an Ohio uber & lyft accidents ruin your future.
The clock is ticking on Ohio's 2-year statute of limitations. Get a free, no-obligation case review now.